Disclaimer

Access and use of this Web site are subject to the terms and conditions
set forth below, as they may be modified from time to time (“Terms and Conditions”)
and all applicable laws.

By accessing or using this Web site, you acknowledge that you have read, understood,
and are in agreement with these Terms and Conditions. You understand that
the Terms and Conditions may be modified from time to time without notice,
and that you should review these Terms and Conditions prior to each use of
the Web site to ensure that you are aware of any modifications. Your continued
access or use of the site after the modifications have become effective shall
be deemed your conclusive acceptance of the modified Terms and Conditions.
Do not access or use this Web site if you do not agree to be bound by the
Terms and Conditions as stated herein at the time of your use or access of
the Web site.

Except as otherwise noted on this Web site, the right, title and interest
to all content, information and documentation posted on this web site, including
the text, graphics, logos, and the overall appearance of this Web site are
owned by Student Loan Finance Association and are protected by U.S. and international
copyright laws. The posting of information, documentation and other content
does not constitute a waiver of any of Student Loan Finance Association’s
rights in such content, information and documentation. You agree not to reproduce,
duplicate, copy, sell, resell, use or exploit for any commercial purposes
the content, information, and documentation of this Web site, without the
prior written permission of Student Loan Finance Association. Student Loan
Finance Association reserves complete full intellectual property rights for
any content, information and documentation downloaded from this site. All
products, services, and company names mentioned herein are the trademarks
of their respective owners.

You agree that your use of this Web site and the content, products, functions
or other information available on the pages hereof is at your own risk. The
content and information provided on this Web site is not intended to be legal
advice, and Student Loan Finance Association disclaims all responsibility
for any claims arising from reliance on this content and information. While
Student Loan Finance Association intends that the information, content, products
and functions available on this Web site be as accurate and up-to-date as
possible, Student Loan Finance Association does not guarantee or warrant the
accuracy, adequacy, completeness or reliability of the information, content,
functions or products displayed, performed, downloaded or otherwise available
herein, nor does Student Loan Finance Association warrant that your access
to the Web site will be uninterrupted or that the material accessible from
this Web site is free of viruses or other harmful code.

The calculators or tools available on this Web site only provide estimates
that may be different than actual amounts you will pay or that may vary from
actual calculations that apply to your situation. The actual repayment amounts
on your loans will be established by you and your lender. The information
and services provided on and through this site, and the programs and benefits
offered by Student Loan Finance Association are subject to change without
notice. Student Loan Finance Association reserves the right to temporarily
or permanently discontinue this Web site at any time and for any reason, without
prior notice to you.

This site contains hypertext links to third party Web sites. In addition,
third party web sites may contain hypertext links or references to Student
Loan Finance Association’s Web site. Student Loan Finance Association
has no control of, or responsibility for, the content of such third party
Web sites. In no way do hypertext links to, or from, third party Web sites
constitute Student Loan Finance Association’s endorsement, or approval
of the third party or the material contained on the third party Web site.
Student Loan Finance Association has not verified any of the materials or
information at any of the third party sites and is not responsible for the
content or performance of these sites or for your transactions with them.
Student Loan Finance Association provides links or references to third parties
solely for your convenience and intends that the links it provides be current
and accurate, but we do not guarantee or warrant that such links will point
to the intended third party site.

THIS WEB SITE, INCLUDING ALL CONTENT, SERVICES, FUNCTIONS, HYPERTEXT LINKS
AND OTHER INFORMATION MADE AVAILABLE ON OR ACCESSED THROUGH THIS SITE, IS
PROVIDED “AS IS,” AND, WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED,
INCLUDING, WITHOUT LIMITATION, THE WARRANTIES OF NON-INFRINGEMENT, MERCHANTABILITY
AND OF FITNESS FOR A PARTICULAR PURPOSE.

IN NO EVENT WILL STUDENT LOAN FINANCE ASSOCIATION BE LIABLE TO YOU OR TO ANY
THIRD PARTY FOR ANY DAMAGES, INCLUDING WITHOUT LIMITATION, DIRECT, INDIRECT,
SPECIAL, INCIDENTAL, CONSEQUENTIAL, EXEMPLARY DAMAGES, LOST PROFITS, OR LOST
SAVINGS, ARISING OUT OF THE USE OF, INABILITY TO USE, ACCURACY, QUALITY OR
PERFORMANCE OF THE WEB SITE OR ANY HYPERTEXT LINKS THEREON, OR SERVICES, OR
FUNCTIONS, RENDERED IN CONNECTION THEREWITH, WHETHER OR NOT STUDENT LOAN FINANCE
ASSOCIATION HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, AND WHETHER
OR NOT BASED UPON THEORIES OF CONTRACT, NEGLIGENCE, WARRANTY, STRICT LIABILITY
OR OTHER TORT, BREACH OF ANY STATUTORY DUTY, PRINCIPLES OF INDEMNITY OR CONTRIBUTION,
THE FAILURE OF ANY REMEDY TO ACHIEVE ITS ESSENTIAL PURPOSE, OR OTHERWISE.
SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL
DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU. IN NO
EVENT SHALL STUDENT LOAN FINANCE ASSOCIATION’S TOTAL LIABILITY TO YOU, OR
TO ANY THIRD PARTY, FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION EXCEED THE
AMOUNT PAID BY YOU TO ACCESS THIS WEB SITE.

This site is operated in the state of Washington, United States. Accordingly,
these Terms and Conditions and your access to and use of this Web site is
governed by, interpreted, construed and enforced in accordance with the laws
of the state of Washington without reference to its conflict of law provisions.
If any provision of these Terms and Conditions is determined to be unlawful
or unenforceable, the remaining provisions hereof shall not be affected thereby
and shall be deemed fully enforceable to the extent provided by law, and these
Terms and Conditions will be construed as if such unenforceable provision
had not been contained herein. No waiver by Student Loan Finance Association
of any right available under these Terms and Conditions will be deemed to
be a waiver of any other right or provision or a waiver of that same right
or provision at any other time.

Student Loan Finance Association protects the information it receives about
its customers in accordance with its privacy policy,
however, please be aware that transmissions to and from this Web site may
not be secure, therefore, your communications could be intercepted or read
by others. If you would prefer not to send personal information to Student
Loan Finance Association via this Web site, you may instead contact us toll
free at 888.311.7532.